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Category: Interchange Plus

How to Read a Merchant Statement and Identify Overcharges

By Aaron MurphyIn Interchange PlusPosted March 18, 2026
Illustration of a business owner reviewing a merchant statement with a magnifying glass to identify hidden fees and overcharges, with POS terminal, calculator, and financial icons in the background

If you accept card payments, your merchant statement is one of the most important documents in your business. It shows what you processed, what you paid, what your provider charged, and what actually reached your bank account. Yet many business owners glance at the total fees, shrug, and move on....

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Hidden Fees in Credit Card Processing: 5 Costs You Should Never Pay

By Aaron MurphyIn Interchange PlusPosted March 18, 2026
Hidden credit card processing fees illustration showing merchant reviewing charges, payment terminal, contracts, and fee-related icons like surcharges, cancellation fees, and long-term agreements

Accepting cards helps businesses get paid faster, close more sales, and make checkout easier for customers. But many merchants discover too late that the advertised rate was only part of the story. The real problem is not always the obvious credit card processing fees. It is the extra layer of...

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Interchange-Plus vs. Flat-Rate Pricing: Which Saves Your Business More Money?

By Aaron MurphyIn Interchange PlusPosted March 18, 2026
Interchange-Plus vs. Flat-Rate Pricing: Which Saves Your Business More Money?

Choosing a payment processor can feel simple at first. Then the quote arrives, the fees start stacking up, and suddenly the advertised rate is no longer the real rate. That is why the debate around Interchange Plus vs Flat Rate Pricing matters so much. These two pricing models shape how...

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