How to Get the Lowest Credit Card Processing Fees

Getting the lowest credit card processing fees is less about chasing a magical “one-size-fits-all” rate and more about understanding what you’re really paying for—then controlling the parts you can control.  Most businesses focus on the quoted rate, but the biggest savings usually come from improving transaction quality, choosing the right...

Cheapest Card Transaction Fees: What’s Realistic?

If you search for the “cheapest card transaction fees,” you’ll quickly see ads promising unbelievably low rates—sometimes “0% processing” or “1.29% flat.”  In real life, the cheapest card transaction fees are constrained by a few costs you can’t negotiate away: interchange (set by issuers/network programs), network assessments, and the processor’s...